Free Review

Free health insurance review.

Our founder and CEO, Jordan Sarmiento, breaks down how America First Healthcare protects your freedom and cuts what you overpay.

No bots. No spam. Just honest advice.

Book your free review.

Pick a time that works for you. Fifteen minutes with a licensed advisor, no call center, no pressure, no obligation.

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No bots. No spam. Just honest advice.

Prefer to talk right now? Call (888) 728-7640

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What you get

What your free review can actually do.

A real audit of your coverage from a licensed advisor, built for families who would rather understand the system than be run by it.

Cut what you overpay

We audit your current plan line by line and find the premium and out-of-pocket costs you can stop paying, without giving up real protection.

Keep the doctor you trust

Coverage should fit your family, not the other way around. We work to keep the doctors and care you already rely on inside your plan.

Kill the surprise bills

We expose the gaps that turn into surprise bills, so a hospital visit or a diagnosis never becomes a financial ambush.

The plan

Three steps. Fifteen minutes to start.

You've talked to insurance people before. This is different, here's exactly what happens when you join.

01

Free 15-Minute Review

One scheduled call with one licensed advisor, no call center, no pressure. We look at what you have and what you actually need.

02

Build the Structure

Together we design your America First Way: a catastrophic core that protects against the big stuff, plus a gap layer for what matters to your family. Every cost shown, in plain language.

03

You Make The Call

No timeline, no pressure, no wear-you-down follow-ups. Move forward and we handle everything. Don't, and you still walk away knowing exactly where you stand.

Changing coverage and lives across the nation.

98% of our 617 Trustpilot reviews are five stars, unprompted, public, and in our members' own words.

Verified · Trustpilot

Janet Wilson · July 16, 2026

I have been trying to find a company that I can trust to take care of my needs, honestly answer my questions, and be transparent with me. I finally found that with America First Healthcare and Zachary Ballard. He answered every question honestly that I asked him.

Found honest, transparent answers to every question she asked.

Verified · Trustpilot

Richard Newman · July 22, 2026

He walked me through the coverage options very thoroughly. We were able to lower my premium vs. my new employer. After years of having high quality insurance through other employers I was happy to see I was getting great coverage through America First Healthcare.

A lower premium than his new employer’s plan, without giving up quality.

Verified · Trustpilot

Crystal Arredondo · July 10, 2026

Debbie is so much more than an agent. She truly cares about people. She answered all of my questions, was always just a text or phone call away, and made me feel supported every step of the way. She has built her business on relationships and trust, and it shows.

Her agent was a text or phone call away, every step of the way.

Verified · Trustpilot

Patty Woods · July 22, 2026

I worked with Zachary Ballard who guided me through Medicare coverages. He was very knowledgeable and clearly explained everything and helped me make the best decisions for my current needs.

Guided through her Medicare options in plain language.

Verified · Trustpilot

Steve Hereford · July 17, 2026

I am thankful for the time I had with Ryan. He thoroughly sought us an insurance plan that worked best for our family. Highly recommend to other freedom loving American that is looking for healthcare.

A plan matched to his family, and to his values.

Read all 617 reviews on Trustpilot →

Reviews are verbatim from Trustpilot; photos are illustrative.

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