Private health coverage built for American families.
Four lines of defense for your health, your finances, and your freedom to choose your own doctor, matched across carriers to fit how your family actually lives.
Explore your coveragePick your line of defense.
Four ways we protect your health, your finances, and your freedom to choose your own doctor, matched across carriers to fit your situation.
Private coverage vs. public plans.
Know your plan types before you choose:
See any doctor, with lower costs when you stay in-network. Maximum flexibility.
Lower cost, but you use in-network doctors and need referrals.
Covers in-network providers only, no referrals required.
Coverage should fit your family, not a carrier's catalog.
So we put every number on the table before you decide. Move the sliders and see it for yourself.
See the number everyone else hides.
Move the sliders. Watch what a typical one-size plan costs versus what a matched America First stack is built to cost, every number in plain sight.
Catastrophic core, covers the big stuff
Essential saves the most · Maximum covers the most
Estimated annual savings
$14,388/ year
= $1,199/mo vs. a typical plan
$1,998
/mo · unsubsidized 2026
$700–$895
/mo · Essential
- America First monthly
- $700–$895
- What you keep vs. typical
- $1,199/mo
- Over a year
- $14,388 saved
Typical-plan premiums are 2026 U.S. national-average unsubsidized benchmark Silver rates (KFF-derived). America First figures are illustrative estimates of a matched private / catastrophic stack shown as a range, because price moves with age, state, carrier and health history. It is not a quote. Your consultation produces real numbers.
Clarity isn't the fine print. It's the product.
Everyone else treats disclosure as a compliance chore to bury. We treat it as the premium feature you actually came for.
What other companies show you
- A plan name and a monthly price
- “Trust me, it's a good plan”
- Fine print you'll never read
- No idea what's actually covered
- One option, take it or leave it
What America First shows you
The upsell- Full cost breakdown, line by line
- The exact reasoning behind your match
- Exactly what's covered, and what isn't
- Coverage explained in plain language
- Every alternative, and what it would've cost
Tailored to your needs.
Because we're independent, we compare across top-rated carriers to build the structure that fits your family, instead of defending one company's book.
Get your free healthcare review.
Book a 15-minute review with a licensed advisor, or have one reach out to you. No call center, no pressure, and every number on the table. Keep the protection. Cut the rest.
Two ways in
No bots. No spam. Just honest advice.