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Coverage guides for your situation.
Start with the page that matches where you are. Each one explains the options in plain English, says who each plan type is not right for, and cites the government source for every rule.
Last updated September 14, 2026
Reviewed September 14, 2026 · 10 min
Catastrophic health insurance: what it means, who qualifies, and what everyone else can buy
Two meanings of catastrophic coverage: the ACA catastrophic plan most adults cannot buy, and catastrophic-first coverage for everyone else. Eligibility, what each pays and never pays, age notes, and cost factors. Educational.
Read the guideReviewed September 14, 2026 · 11 min
Health insurance for early retirees
Leaving employer coverage before 65? How long COBRA lasts, the options ranked by how they handle a serious diagnosis, what AARP does and does not sell, and the Medicare handoff with Medicare.gov sources.
Read the guideReviewed September 14, 2026 · 9 min
Health insurance for self-employed people: options, cost factors, and the deduction
The four ways self-employed people get covered, where a catastrophic-first plan fits and where it does not, what drives the cost, and how the self-employed health insurance deduction works. Educational, with IRS and HealthCare.gov sources.
Read the guideReviewed September 14, 2026 · 12 min
Health insurance for small business owners
Owner-only or owner plus employees? Group plans, ICHRA, QSEHRA and individual coverage compared in plain English, with the tax treatment by entity type and IRS and HealthCare.gov sources.
Read the guideReviewed September 14, 2026 · 12 min
Losing employer health coverage: your timeline and your options
Two clocks start the day job-based coverage ends. COBRA, Marketplace special enrollment, private plans, short-term medical, fixed indemnity, and health shares compared with every limitation stated and .gov sources linked.
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Educational only. Not medical, legal, tax, or personalized insurance advice. Plan availability varies by state.
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