Health insurance by state
How buying health coverage works in your state.
Marketplace type, 2027 open enrollment, Medicaid expansion and short-term plan rules for each state, every fact linked to its source. Pick your state.
Facts checked 2026-09-14
WA
Health insurance in Washington
State-based marketplace (Washington Healthplanfinder). Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Washington factsCA
Health insurance in California
State-based marketplace (Covered California). Medicaid expansion adopted. Short-term plans prohibited.
California factsAZ
Health insurance in Arizona
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Arizona factsCO
Health insurance in Colorado
State-based marketplace (Connect for Health Colorado). Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Colorado factsTX
Health insurance in Texas
HealthCare.gov marketplace. Medicaid expansion not adopted. Short-term plans limited by state and federal rules.
Texas factsSD
Health insurance in South Dakota
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
South Dakota factsND
Health insurance in North Dakota
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
North Dakota factsMN
Health insurance in Minnesota
State-based marketplace (MNsure). Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Minnesota factsMO
Health insurance in Missouri
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Missouri factsTN
Health insurance in Tennessee
HealthCare.gov marketplace. Medicaid expansion not adopted. Short-term plans limited by state and federal rules.
Tennessee factsMI
Health insurance in Michigan
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Michigan factsGA
Health insurance in Georgia
State-based marketplace (Georgia Access). Medicaid expansion not adopted. Short-term plans limited by state and federal rules.
Georgia factsFL
Health insurance in Florida
HealthCare.gov marketplace. Medicaid expansion not adopted. Short-term plans limited by state and federal rules.
Florida factsNC
Health insurance in North Carolina
HealthCare.gov marketplace. Medicaid expansion adopted. Short-term plans limited by state and federal rules.
North Carolina factsNY
Health insurance in New York
State-based marketplace (NY State of Health). Medicaid expansion adopted. Short-term plans prohibited.
New York factsPA
Health insurance in Pennsylvania
State-based marketplace (Pennie). Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Pennsylvania factsOR
Health insurance in Oregon
State-based marketplace (Oregon Health Insurance Marketplace). Medicaid expansion adopted. Short-term plans limited by state and federal rules.
Oregon facts
Your state is not listed?
These pages cover the states where we publish sourced facts so far. If yours is not here yet, contact us and an advisor will tell you how coverage works where you live. Verify any agent's license through the NIPR lookup.
Educational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers.
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