Health insurance agent near me
Talk to a licensed health insurance advisor near you
America First Healthcare is licensed in all 50 states. The review is by phone or video, so a licensed advisor is as near as your phone wherever you live. Below: what an advisor does, how advisors are paid, who you can book with, and the guide for your state.
Free, no obligation. Verify any agent's license through the NIPR lookup.
What a licensed health insurance advisor does
A licensed advisor is a trained insurance professional who helps you pick and enroll in a health plan. HealthCare.gov draws the line this way: agents may work for a single insurance company, and brokers may represent several.Source At America First Healthcare we say advisor. Our advisors are licensed agents who compare plans from more than one carrier.
On a review, the advisor:
- Asks about your household, your income, your doctors and your prescriptions.
- Compares private plans, Marketplace plans and gap coverage side by side, with every cost shown.
- Tells you to keep your current plan if it already fits.
- Helps you apply if you decide to move forward.
New to buying coverage without an employer? Start with private health insurance in the USA. Worried about scams? Read how to know a health insurance agency is legit.
How advisors are paid
Free to you. In HealthCare.gov's words, you won't pay anything additional if you enroll with an agent or broker. Agents and brokers are paid a commission by the insurance company when you enroll in a plan.Source
America First Healthcare discloses the commission. Ask your advisor on the call. The review itself costs nothing whether you enroll or not, and if your current plan is already right, the advisor tells you to keep it.
Book with an advisor
Each advisor below has a public booking page. Pick one, or book a free review and the next available licensed advisor calls you at the time you choose.
Daniel Dubay II
Licensed Healthcare Advisor
Verify any license through the NIPR lookup.
Book with DanielNext available advisor
Licensed, by phone or video
One scheduled 15-minute call. You pick the time and a licensed advisor calls you.
Book a free reviewOpen Enrollment for 2027 coverage
November 1, 2026 to January 15, 2027 on HealthCare.gov. Enroll by December 15, 2026 for coverage that starts January 1. State-run exchanges set their own dates; your state guide below has them.Source
Rated 4.9 on Trustpilot from 837 reviews, read October 20, 2026. America First Healthcare reviews.
Pick your state
Every state and the District of Columbia has a guide: your Marketplace, Medicaid expansion, 2027 Open Enrollment dates where the exchange has published them, and short-term plan rules where we could verify them, each fact linked to its source.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, D.C.
- West Virginia
- Wisconsin
- Wyoming
Call or book a time
Call (888) 728-7640 or book a free review online and a licensed advisor calls you at the time you choose. Prefer email? Write to info@americafirsthealthcare.com.
Health insurance advisor FAQs
Is a health insurance broker free?
Yes, for you. HealthCare.gov puts it this way: you won't pay anything additional if you enroll with an agent or broker. The advisor is paid a commission by the insurance company after you enroll. The America First Healthcare review is free and carries no obligation, and if your current plan already fits, the advisor tells you to keep it.Source
What is the difference between a broker and HealthCare.gov?
HealthCare.gov is the federal Marketplace. You can enroll in a Marketplace plan there yourself, and it lists free local assisters. A broker or advisor can enroll you in the same Marketplace plans and can also show private plans that are not sold on the Marketplace. You can still get the premium tax credit through an advisor, as long as the advisor enrolls you through the Marketplace. Use one, the other, or both.
Can an advisor in Florida help me in Texas?
Only if that advisor is licensed in Texas. An agent can sell you a plan only in a state where they hold a license. America First Healthcare is licensed in all 50 states, and your review is handled by a licensed advisor. You can check any advisor's license on the NIPR lookup before the call. NIPR license lookup.
How do I check that an advisor is licensed?
Ask for the advisor's full name and National Producer Number, then look it up on the NIPR license lookup. Your state insurance department also lists licensed agents and takes complaints. The guide for your state links to it where we could verify the department's page. NIPR license lookup.
What is the difference between an agent, a broker and an advisor?
HealthCare.gov's definition: agents may work for a single health insurance company, and brokers may represent several companies. At America First Healthcare we say advisor. Our advisors are licensed agents who compare plans from more than one carrier instead of selling one company's book.Source
What happens on the free review?
One scheduled call of about 15 minutes with one licensed advisor. The advisor asks about your household, income, doctors and prescriptions, then shows your options side by side with every cost. No call center and no wear-you-down follow-ups. If your current plan is already right, the advisor says so.
Do you only offer one company's plans?
No. We have our own plans, and because we are independent we compare options across multiple carriers to build the structure that fits your family. Coverage is issued by third-party carriers.
When should I talk to an advisor?
Any time. Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on HealthCare.gov, and you need to enroll by December 15, 2026 for coverage that starts January 1. Outside that window you can still enroll after a qualifying life event, and some private plans are sold all year. Booking early in Open Enrollment gives you time before the December 15 deadline.Source
Educational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers. All states.