Illinois · IL
Health insurance in Illinois: private plans, the Marketplace, and how AFHC helps
America First Healthcare helps Illinois residents compare private plans, Marketplace options and gap coverage with a licensed advisor. Below is how buying coverage works in Illinois, with every fact linked to its source.
Verify any agent's license through the NIPR lookup.
Quick facts
- Marketplace
- Get Covered Illinois
- 2027 open enrollment
- Not yet confirmed
- Medicaid expansion
- Adopted
- Insurance department
- Illinois Department of Insurance
Facts checked 2026-09-17.
Illinois health insurance facts
- Marketplace
- Illinois runs its own state-based marketplace, Get Covered Illinois.Source
- Medicaid expansion
- Illinois adopted Medicaid expansion (implemented January 1, 2014).Source
- State insurance department
- Illinois Department of Insurance. File complaints and check agent licenses here.Source
Facts checked 2026-09-17. Rules change; confirm anything you plan around at the linked source.
Free, impartial help in Illinois
If you have Medicare or will soon: Illinois’s State Health Insurance Assistance Program (SHIP) is Senior Health Insurance Program (SHIP), 1-800-252-8966.Source SHIPs are federally funded, give objective one-on-one Medicare counseling, and there is no cost to use them.Source
America First Healthcare is a licensed agency, not a SHIP or a Marketplace assister. Use them, us, or both; a second opinion costs you nothing either way.
Who we usually help in Illinois
Most Illinois households who book a review are buying coverage without an employer in the middle. The hubs below explain each situation in detail. New to private coverage? Start with private health insurance in the USA.
- Self-employed and 1099 workers
- Small business owners
- Early retirees bridging to Medicare
- People losing employer coverage
- Families who want catastrophic-first coverage
We work with families across Illinois, including Chicago, Aurora, Naperville, Rockford and Springfield, and everywhere in between. The review is by phone or video, so where you live in the state does not change how it works.
How the free review works for Illinois residents
- Book online at the free healthcare review page or call (888) 728-7640.
- One scheduled call with one licensed advisor. We look at what you have and what your household actually needs in Illinois.
- You get the options side by side with every cost shown. No timeline and no pressure; move forward or walk away knowing where you stand.
Illinois health insurance FAQs
When is open enrollment in Illinois for 2027 coverage?
Illinois runs its own marketplace, Get Covered Illinois. We could not confirm its 2027 open enrollment dates from the exchange on 2026-09-17; check Get Covered Illinois directly for the current window before you plan around a date.
Does Illinois use HealthCare.gov or its own marketplace?
Illinois runs a state-based marketplace called Get Covered Illinois. Marketplace plans and any premium tax credit in Illinois go through it rather than HealthCare.gov.
How do I verify an insurance agent's license in Illinois?
Look the agent up through the NIPR license lookup, or contact the Illinois Department of Insurance. Ask for the agent's name and national producer number before you share personal information. NIPR license lookup.
Want a plain-English walkthrough of your Illinois options? Book a free healthcare review. No hard sell.
Free healthcare reviewEducational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers. All states.