Most plans charge you every month to help with routine visits you could plan for. We build it the other way round: real protection against the hospital bill that would wipe out your savings, and nothing you don't need. That's the America First Way.
Free · about 15 minutes · no obligation
23K+
Families helped
39%
Average family savings
4.9
Stars on Trustpilot · 617 reviews
We build protection around how you actually live, and put every price on the table.
0+
Families protected
Estimated from our application rate · 22,620 counted Aug 25, 2026
50
States licensed
Licensed
+439
Families joining each week
$599
Average savings per family
The named households on this map are illustrative examples, not real joins as they happen. Pins mark coverage across every state we're licensed in — they show where we work, not individual households. Weekly joins and average savings are preview figures and will be replaced with verified numbers before launch.
As seen on
Most families assume they either have coverage or they don't. The real picture is messier, and it usually looks like one of three traps the system counts on you never noticing.
One bad night, one diagnosis, one ER visit nobody saw coming, and a family that was doing fine is staring at six figures of medical debt with nothing in between.
Millions of families have insurance but not protection, underinsured plans that collect premiums every month and still leave the big risks exposed.
The system is built around products, carriers, and what sells, not around your family. That difference shows up the day something goes wrong.
It's not a product, it's a framework. A catastrophic core plus a gap layer, matched to your route, designed around how families actually get hurt financially.
Monthly premium
Deductible before help
A six-figure event
Routine care
Doctor choice
Who your plan answers to
Who shops the carriers
What it costs you
Next year's rate
15 minutes, zero obligation.
You've talked to insurance people before. This is different, here's exactly what happens when you join.
One scheduled call with one licensed advisor, no call center, no pressure. We look at what you have and what you actually need.
Together we design your America First Way: a catastrophic core that protects against the big stuff, plus a gap layer for what matters to your family. Every cost shown, in plain language.
No timeline, no pressure, no wear-you-down follow-ups. Move forward and we handle everything. Don't, and you still walk away knowing exactly where you stand.
98% of our 617 Trustpilot reviews are five stars, unprompted, public, and in our members' own words.
Verified · TrustpilotJanet Wilson · July 16, 2026
“I have been trying to find a company that I can trust to take care of my needs, honestly answer my questions, and be transparent with me. I finally found that with America First Healthcare and Zachary Ballard. He answered every question honestly that I asked him.”
Found honest, transparent answers to every question she asked.
Verified · TrustpilotRichard Newman · July 22, 2026
“He walked me through the coverage options very thoroughly. We were able to lower my premium vs. my new employer. After years of having high quality insurance through other employers I was happy to see I was getting great coverage through America First Healthcare.”
A lower premium than his new employer’s plan, without giving up quality.
Verified · TrustpilotCrystal Arredondo · July 10, 2026
“Debbie is so much more than an agent. She truly cares about people. She answered all of my questions, was always just a text or phone call away, and made me feel supported every step of the way. She has built her business on relationships and trust, and it shows.”
Her agent was a text or phone call away, every step of the way.
Verified · TrustpilotPatty Woods · July 22, 2026
“I worked with Zachary Ballard who guided me through Medicare coverages. He was very knowledgeable and clearly explained everything and helped me make the best decisions for my current needs.”
Guided through her Medicare options in plain language.
Verified · TrustpilotSteve Hereford · July 17, 2026
“I am thankful for the time I had with Ryan. He thoroughly sought us an insurance plan that worked best for our family. Highly recommend to other freedom loving American that is looking for healthcare.”
A plan matched to his family, and to his values.
Reviews are verbatim from Trustpilot; photos are illustrative.
Book a 15-minute review with a licensed advisor, or have one reach out to you. No call center, no pressure, and every number on the table. Keep the protection. Cut the rest.
Two ways in
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The movement, on your feed.
@americafirsthealthcare
Free healthcare review
“Nothing speaks louder than REAL reviews from REAL Americans 🇺🇸⭐️”
@americafirsthealthcare
@americafirsthealthcare
Over insured, under protected
@americafirsthealthcare
Client reviews
@americafirsthealthcare
Our culture
“Culture is not what you write on a wall. It is what people feel when they walk through the door.”
@americafirsthealthcare
@americafirsthealthcare
In the office
@americafirsthealthcare
Know your options
@americafirsthealthcare
Free healthcare review
“Nothing speaks louder than REAL reviews from REAL Americans 🇺🇸⭐️”
@americafirsthealthcare
@americafirsthealthcare
Over insured, under protected
@americafirsthealthcare
Client reviews
@americafirsthealthcare
Our culture
“Culture is not what you write on a wall. It is what people feel when they walk through the door.”
@americafirsthealthcare
@americafirsthealthcare
In the office
@americafirsthealthcare
Know your options
Recent posts from @americafirsthealthcare, shown as of July 2026, live feed sync connects at launch.