Connecticut · CT
Health insurance in Connecticut: private plans, the Marketplace, and how AFHC helps
America First Healthcare helps Connecticut residents compare private plans, Marketplace options and gap coverage with a licensed advisor. Below is how buying coverage works in Connecticut, with every fact linked to its source.
Verify any agent's license through the NIPR lookup.
Quick facts
- Marketplace
- Access Health CT
- 2027 open enrollment
- Not yet confirmed
- Medicaid expansion
- Adopted
- Insurance department
- Connecticut Insurance Department
Facts checked 2026-09-17.
Connecticut health insurance facts
- Marketplace
- Connecticut runs its own state-based marketplace, Access Health CT.Source
- Medicaid expansion
- Connecticut adopted Medicaid expansion (implemented January 1, 2014).Source
- State insurance department
- Connecticut Insurance Department. File complaints and check agent licenses here.Source
Facts checked 2026-09-17. Rules change; confirm anything you plan around at the linked source.
Free, impartial help in Connecticut
If you have Medicare or will soon: Connecticut’s State Health Insurance Assistance Program (SHIP) is Connecticut’s Program for Health Insurance Assistance, Outreach, Information and Referral, Counseling, Eligibility Screening (CHOICES), 1-800-994-9422.Source SHIPs are federally funded, give objective one-on-one Medicare counseling, and there is no cost to use them.Source
America First Healthcare is a licensed agency, not a SHIP or a Marketplace assister. Use them, us, or both; a second opinion costs you nothing either way.
Who we usually help in Connecticut
Most Connecticut households who book a review are buying coverage without an employer in the middle. The hubs below explain each situation in detail. New to private coverage? Start with private health insurance in the USA.
- Self-employed and 1099 workers
- Small business owners
- Early retirees bridging to Medicare
- People losing employer coverage
- Families who want catastrophic-first coverage
We work with families across Connecticut, including Bridgeport, New Haven, Hartford and Stamford, and everywhere in between. The review is by phone or video, so where you live in the state does not change how it works.
How the free review works for Connecticut residents
- Book online at the free healthcare review page or call (888) 728-7640.
- One scheduled call with one licensed advisor. We look at what you have and what your household actually needs in Connecticut.
- You get the options side by side with every cost shown. No timeline and no pressure; move forward or walk away knowing where you stand.
Connecticut health insurance FAQs
When is open enrollment in Connecticut for 2027 coverage?
Connecticut runs its own marketplace, Access Health CT. We could not confirm its 2027 open enrollment dates from the exchange on 2026-09-17; check Access Health CT directly for the current window before you plan around a date.
Does Connecticut use HealthCare.gov or its own marketplace?
Connecticut runs a state-based marketplace called Access Health CT. Marketplace plans and any premium tax credit in Connecticut go through it rather than HealthCare.gov.
How do I verify an insurance agent's license in Connecticut?
Look the agent up through the NIPR license lookup, or contact the Connecticut Insurance Department. Ask for the agent's name and national producer number before you share personal information. NIPR license lookup.
Want a plain-English walkthrough of your Connecticut options? Book a free healthcare review. No hard sell.
Free healthcare reviewEducational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers. All states.