Rhode Island · RI
Health insurance in Rhode Island: private plans, the Marketplace, and how AFHC helps
America First Healthcare helps Rhode Island residents compare private plans, Marketplace options and gap coverage with a licensed advisor. Below is how buying coverage works in Rhode Island, with every fact linked to its source.
Verify any agent's license through the NIPR lookup.
Quick facts
- Marketplace
- HealthSource RI
- 2027 open enrollment
- Not yet confirmed
- Medicaid expansion
- Adopted
Facts checked 2026-09-17.
Rhode Island health insurance facts
- Marketplace
- Rhode Island runs its own state-based marketplace, HealthSource RI.Source
- Medicaid expansion
- Rhode Island adopted Medicaid expansion (implemented January 1, 2014).Source
Facts checked 2026-09-17. Rules change; confirm anything you plan around at the linked source.
Free, impartial help in Rhode Island
If you have Medicare or will soon: Rhode Island’s State Health Insurance Assistance Program (SHIP) is Senior Health Insurance Program (SHIP), 1-888-884-8721.Source SHIPs are federally funded, give objective one-on-one Medicare counseling, and there is no cost to use them.Source
America First Healthcare is a licensed agency, not a SHIP or a Marketplace assister. Use them, us, or both; a second opinion costs you nothing either way.
Who we usually help in Rhode Island
Most Rhode Island households who book a review are buying coverage without an employer in the middle. The hubs below explain each situation in detail. New to private coverage? Start with private health insurance in the USA.
- Self-employed and 1099 workers
- Small business owners
- Early retirees bridging to Medicare
- People losing employer coverage
- Families who want catastrophic-first coverage
We work with families across Rhode Island, including Providence, Warwick and Cranston, and everywhere in between. The review is by phone or video, so where you live in the state does not change how it works.
How the free review works for Rhode Island residents
- Book online at the free healthcare review page or call (888) 728-7640.
- One scheduled call with one licensed advisor. We look at what you have and what your household actually needs in Rhode Island.
- You get the options side by side with every cost shown. No timeline and no pressure; move forward or walk away knowing where you stand.
Rhode Island health insurance FAQs
When is open enrollment in Rhode Island for 2027 coverage?
Rhode Island runs its own marketplace, HealthSource RI. We could not confirm its 2027 open enrollment dates from the exchange on 2026-09-17; check HealthSource RI directly for the current window before you plan around a date.
Does Rhode Island use HealthCare.gov or its own marketplace?
Rhode Island runs a state-based marketplace called HealthSource RI. Marketplace plans and any premium tax credit in Rhode Island go through it rather than HealthCare.gov.
How do I verify an insurance agent's license in Rhode Island?
Look the agent up through the NIPR license lookup, or contact the state's insurance department. Ask for the agent's name and national producer number before you share personal information. NIPR license lookup.
Want a plain-English walkthrough of your Rhode Island options? Book a free healthcare review. No hard sell.
Free healthcare reviewEducational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers. All states.