Alaska · AK
Alaska health insurance 2027: prices, plans and free help
In Alaska, the 2027 benchmark silver plan for a 40-year-old averages $1,284 a month before tax credits, up 24% from 2026 (KFF). Open Enrollment runs Nov 1, 2026 to Jan 15, 2027. A licensed advisor from America First Healthcare can compare private plans and Marketplace options with you on a free call.
Verify any agent's license through the NIPR lookup.
Reviewed by Jordan SarmientoUpdated
Quick facts
- Marketplace
- HealthCare.gov
- 2027 open enrollment
- Nov 1 to Jan 15
- Medicaid expansion
- Adopted
Facts checked 2026-09-17.
Alaska in 2027 at a glance
- Benchmark silver, age 40
- $1,284/mo
- 2027, before credits. Up 24% from 2026.
- Lowest bronze, age 40
- $921/mo
- 2027, middle county, before credits.
- Open Enrollment
- Nov 1 to Jan 15
- Enroll by Dec 15 for a Jan 1 start.
Sources: KFF and CMS (2027 plan data), linked in the sections below.
Alaska health insurance facts
- Marketplace
- Alaska uses HealthCare.gov, the federally facilitated Marketplace.Source
- 2027 open enrollment
- November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027; enroll December 16 to January 15 for a February 1 start.Source All states' 2027 dates.
- Medicaid expansion
- Alaska adopted Medicaid expansion (implemented September 1, 2015).Source
Facts checked 2026-09-17. Rules change; confirm anything you plan around at the linked source.
Average cost of health insurance in Alaska for 2027
The benchmark plan, the second-lowest-cost silver plan that tax credits are measured against, averages $1,284 a month for a 40-year-old in Alaska for 2027, before any credit. That is up 24% from $1,032 in 2026.Source By county, the 2027 benchmark runs from $1,165 to $1,318 a month.Source
2027 benchmark silver price by age in Alaska
| Age | Per month, before credits |
|---|---|
| 21 | $1,005 |
| 30 | $1,140 |
| 40 | $1,284 |
| 50 | $1,794 |
| 60 | $2,727 |
| 64 | $3,014 |
Age 40 is the KFF benchmark. Other ages use the CMS default age curve.SourceSource Tax credits lower these prices for most buyers. See your own price with the 2027 price checker.
The 2026 Marketplace in Alaska, in numbers
For 2026, 26,079 Alaska residents picked a Marketplace plan during Open Enrollment, and 73.8% of them received an advance premium tax credit. The average premium was $1,043 a month per person before the credit and $344 after it, counting everyone who picked a plan. 19.4% paid $10 a month or less after the credit.Source
The benchmark plan, the second-lowest-cost silver plan that tax credits are measured against, averaged $1,032 a month for a 40-year-old in Alaska in 2026, before any credit.Source 2 insurers offered individual-market plans through HealthCare.gov in Alaska for 2026.Source
Your own price depends on your age, county, household income and the plan you pick, and you see exact 2027 numbers only on a Marketplace application or a quote. How the pieces fit together is in how much health insurance costs per month.
What our clients paid, by state and kind of plan, is in health insurance cost by state.
Health insurance companies in Alaska for 2027
CMS lists 2 insurers selling 12 Marketplace plans in Alaska for 2027, across 30 counties. Which ones you can buy depends on your county.Source
- Premera Blue Cross Blue Shield of Alaska: all 30 counties
- Moda Health Plan, Inc.: 13 of 30 counties
This is CMS’s list of insurers on HealthCare.gov, not a list of the companies America First Healthcare works with.
Cheap health insurance in Alaska: where the low prices are
Before tax credits, the lowest-cost bronze plan for a 40-year-old costs $921 a month in the middle Alaska county for 2027, from $766 to $921 across the state. The lowest-cost silver plan costs $1,300 in the middle county.Source
Tax credits change the price most. For 2026, 73.8% of Alaska Marketplace enrollees got a premium tax credit, and 19.4% paid $10 a month or less after it.Source
Alaska expanded Medicaid, so adults with low incomes may qualify for Medicaid at little or no cost.Source For people who mainly want protection from a large bill, a catastrophic plan can cost less; what our own clients pay is in health insurance cost by state.
Free, impartial help in Alaska
If you have Medicare or will soon: Alaska’s State Health Insurance Assistance Program (SHIP) is Senior Health Insurance Program (SHIP), 1-800-478-6065.Source SHIPs are federally funded, give objective one-on-one Medicare counseling, and there is no cost to use them.Source
If you are buying a Marketplace plan: HealthCare.gov’s Find Local Help directory lists assisters trained and certified by the Marketplace, who are required to give fair, impartial information.Source
America First Healthcare is a licensed agency, not a SHIP or a Marketplace assister. Use them, us, or both; a second opinion costs you nothing either way.
Who we usually help in Alaska
New to private coverage? Start with private health insurance in the USA.
- Self-employed and 1099 workers, plus the five coverage alternatives and how the rules differ by state
- Small business owners
- Early retirees bridging to Medicare
- People losing employer coverage
- People who are out of work
- Families who want catastrophic-first coverage
We work with families across Alaska, including Anchorage, Fairbanks and Juneau, and everywhere in between. The review is by phone or video, so where you live in the state does not change how it works.
What a licensed advisor does and how advisors are paid is on talk to a licensed advisor near you.
Alaska health insurance FAQs
When is open enrollment in Alaska for 2027 coverage?
Open Enrollment for 2027 coverage in Alaska runs Nov 1, 2026 to Jan 15, 2027 through HealthCare.gov. Enroll by Dec 15, 2026 for coverage that starts January 1, 2027.
How much does health insurance cost in Alaska?
For 2027, the benchmark silver plan for a 40-year-old in Alaska averages $1,284 a month before tax credits, up 24% from $1,032 in 2026 (KFF). The lowest-cost bronze plan for a 40-year-old costs $921 a month before credits in the middle county, from $766 to $921 across the state's 30 counties (CMS). In 2026, Alaska Marketplace enrollees paid $344 a month on average after tax credits ($1,043 before) (CMS). Your own price depends on your age, county, household income and plan.
What is the average cost of health insurance in Alaska by age?
For 2027, the benchmark silver plan in Alaska averages about $1,140 a month at age 30, $1,284 at 40, $1,794 at 50 and $2,727 at 60, before tax credits (KFF benchmark for age 40, other ages on the CMS default age curve). Most Marketplace buyers pay less after a premium tax credit.
What is the best health insurance company in Alaska?
No one company is best for everyone. The best plan covers your doctors and medicines at a price you can pay. For 2027, CMS lists 2 insurers on HealthCare.gov in Alaska; Premera Blue Cross Blue Shield of Alaska sells in the most counties (30 of 30). A licensed advisor can compare them for your ZIP code.
Which health insurance companies sell Marketplace plans in Alaska for 2027?
CMS lists 2 insurers selling 12 HealthCare.gov plans in Alaska for 2027: Premera Blue Cross Blue Shield of Alaska; Moda Health Plan, Inc.. Which ones you can buy depends on your county.
What is the cheapest health insurance in Alaska?
Before tax credits, the lowest-cost bronze Marketplace plan for a 40-year-old in Alaska costs $921 a month in the middle county for 2027 (CMS). With tax credits, 19.4% of Alaska enrollees paid $10 a month or less in 2026 (CMS). Alaska expanded Medicaid, so adults with low incomes may qualify for Medicaid instead.
Does Alaska use HealthCare.gov or its own marketplace?
Alaska uses HealthCare.gov, the federally facilitated Marketplace, for Marketplace plans and premium tax credits.
How do I verify an insurance agent's license in Alaska?
Look the agent up through the NIPR license lookup, or contact the state's insurance department. Ask for the agent's name and national producer number before you share personal information. NIPR license lookup.
Educational only. Not medical, legal, or personalized insurance advice. Plans are offered and underwritten by third-party carriers. All states.